Money on Blockchain, or All Finances in One Mobile Application
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In January 2019, a new mobile application was released, with the help of which the user can simultaneously manage all his/her bank accounts. And not only accounts: Recurrent technology allows you to quickly and cheaply transfer money, open a business around the world, and invest.
Open an account without leaving the couch
Recurrent is, first of all, a convenient system for managing bank accounts. Even if you do not have an account, you can open it with this application in minutes. It does not matter where the user is located: the platform unites tens of the largest banks around the world, and you can create an account in any of them.
You do not need to go anywhere to use services, for example, Swiss banks, which are famous for their reliability. It is enough to download and install the application, take a picture of the passport, take a picture of yourself – and the verification process is completed. The banks that have a contract with Recurrent will not require anything else.
Business without borders and barriers
Not only that with Recurrent you will not have to leave the country, you don’t even need to know foreign languages because in the application interface, all information is displayed in the user’s language. A few clicks and that’s all, you can transfer money to a newly-opened account. Moreover, if you want to send rubles from Russia, the built-in converter will easily convert them into euros or Swiss francs at an adequate exchange rate.
In the same way, a company opens abroad, quickly and without the need of personal presence. The application provides the most up-to-date information on the legal and financial aspects of running a business or storing funds in a particular country of the world. This will allow the user to take into account all the nuances in advance: consider tax privileges, calculate the exact return on bank deposits, etc.
Transfer money – fast and almost free
Recurrent has many useful features. But perhaps one of the main advantages of this application, focused on both individual and legal entities, is the ability to quickly transfer any sums of money between banks around the world. Thanks to the use of the blockchain technology, remittances have become instant. In this case, the commission, which does not depend on the volume of the transaction, will be only 50 cents. For comparison, “classic” international banking transactions take from a few days to a week. The minimum commission at the same time is a few percent of the amount sent.
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Money can not only be sent to a bank account, but also transferred to any user of the system. This individual is free to choose to leave money in a personal Recurrent account or withdraw it to one of its accounts. And soon it will be even easier to withdraw cash. In the near future there will be debit and credit cards Recurrent. Then the money can be cashed out at any ATM.
How safe is it to keep your savings in Recurrent? The basis of the application is a decentralized blockchain network, much more resistant to cracking than the accounts of the above-mentioned Swiss banks. The chain of many separate independent servers ensures that no one can access the account without having a password. Judge for yourself: for 10 years of Bitcoin existence, no transaction has been hacked. At the same time, about 10 thousand hacks of ordinary bank accounts occur every day. So, nothing threatens the means of users and their personal data.
Application development prospects
Recurrent is the first similar system available to a wide range of users. At first, the platform was conceived as a tool for remote management of companies and their accounts. But over time, the project has grown into something more. Now the development team is evolving the investment direction of the project. Soon, new features will appear in Recurrent that will allow the users to trade exchange assets (stocks, etc.). The promising cryptocurrency market will not be ignored either: in the application, you can buy Bitcoins and other financial assets based on the blockchain system.
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